Raymond James Blog

 

Concentrated Positions Can be Too Risky

  The clients that invest according to our recommendations are well diversified.  The principal of diversification is that by having money in different stocks or different kinds of investments, major losses are much less likely to happen.  Diversification of...

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And if you needed something else to worry about…

          Anyone involved even a little bit on the internet, has heard of the problems with the U.S. Mail by now. During the pre-election period, expense cutbacks were widely talked about. News reports of sorting machines being removed were on...

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Smart College Planning

Smart College Planning

Just having a 529 plan for your child or grandchild might not be good enough. The advantages of saving in a 529 plan are well-known insofar any investment gains would not be taxable when withdrawn for qualified expenses. In Pennsylvania, deposits to a 529 plan are...

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2022 Invasion of Ukraine’s impact on Markets

2022 Invasion of Ukraine’s impact on Markets

What will the effects of the Ukraine invasion and its sanctions be on the US Economy? As you might have expected, the fierce resistance the Ukrainian people surprised most of the prognosticators. The original expectation of another version of the six-day war has not...

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Life and Financial Planning for Retirement

Life and Financial Planning for Retirement

Thinking of Retiring? Life Decisions are as Important as the Financial Decisions When a person asks me about retiring, we generally are addressing the financial aspects of the retirement equation. Using our Goal Planning and Management software, we are able to...

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What’s Next for the Pandemic?

The Pandemic continues to draw headlines. Each time we make decisions about our ongoing situation, something changes and we need to re-evaluate. Do we continue to wear masks? Can we ever plan a vacation? Should we attend a party? When will refreshments be returned to...

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What is Going to Happen with Covid?

The Covid pandemic is affecting us in so many ways. Should we plan vacations? How about big weddings? When will this all end? I have been following this issue since we first learned about it. I cannot say that all my predictions have come true. The vaccine came out a...

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Treating our clients the way we would want to be treated

A lightbulb went off in my head today. Yes, a light bulb went off in my head today.  I have been licensed to sell securities for 37 years, served as a member of the PA Bar for 45 years and became a CERTIFIED FINANCIAL PLANNER™ certificant 33 years ago.  I wish to...

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Covid Predictions as of November 4th

As I write this message, there are a significant number of negative items that are confronting our economy. The labor force participation is at a low point causing an unusual display of “help wanted” signs across the country. Restaurants going out of business is...

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